Exclusions for Commercial General Liability Coverage, include but are not limited to the following:
Access or Disclosure of Confidential or Personal Information and data-Related Liability – With Limited Bodily Injury Exception, Coverage C –
Medical Payments, Employment Related Practices Exclusion, Fungi or Bacteria, Exclusion of Other Acts of Terrorism Committed Outside the
United States; CAP on Losses from Certified Acts of Terrorism, Exclusion of Punitive Damages Related to Terrorism, Liability Arising Out of
Lead, Silica or Related Dust Exclusion, Nuclear, Biological, or Chemical Exclusion, Failure to Provide Waiver and Release Sublimit,
Exclusion – Organic Pathogens. All of the above are subject to the terms and conditions of the policy.
The ownership, operation, maintenance arising out of the use of inflatable recreational devices or inflatable amusement devices of any kind.
Any use, event or display arising out of fireworks, or any other use of pyrotechnics including any firework sales.
Any use, handling, or storage of any firearms, ammunition, or explosives.
Any operations involving bungee devices (except for indoor bungee fitness), carnival rides, corn cannons, organized equine racing contests,
organized equine vaulting or jumping contests, leasing of horses, jumping pillows, knocker ball, bubble soccer,
Zorb ball, mechanical bucking devices including multi-ride attachments, aerial activities above 12 feet, rock climbing activities,
activities involving permanent or mobile rock wall climbing structures, zip lines, pumpkin launching devices, rope challenge courses,
water skiing, surfing, white water rafting or kayaking, tackle football, ATV/UTV, tracked or trackless train rides, trampolines,
bike related trick or stunt activities or contests, Zippy Pets, haunted houses, haunted trails or haunted boats or barges,
demolition derbies of any kind, independent security services other than a contracted public law enforcement officer.
MMA style and boxing tournaments and competitions participants, bare knuckle boxing, live edged or sharpened weapons,
firearms training or instruction, all Security Officers Registration Act (SORA) training programs, WWE style fight training,
professional fight training, professional fighting participants, trail design, construction and maintenance, 3rd party vendors,
3rd party performers and artists, aerial activities and performances other than studio sponsored recitals with maximum heights of
12 ft, child care operations, gymnastics apparatuses: balance beam, uneven bars, vault, spring flooring, rings.
Body piercing or tattooing, Catering Companies, Christmas tree retail lots, Corn or Hay maze, Disc-Jockeys for events over 200 attendees, E-commerce selling, Entertainment and Film Industry Vendors, Food Truck Vendors, Haunted attractions, Hot wax impressions, Hypnotists, Live animals, Live Bands, Marijuana and other cannabis products and/or paraphernalia, Massage, medical testing, Motor sports activities, Nutritional/health supplements, On-site installation/service/repair of products, On-site equipment rental, Oxygen/aromatherapy, Storefront operations, Time share sales, Tobacco products, Vehicles in motion, Watercraft exhibits on water, Weapon sales, Weight-loss plans or products, Wholesale business
PLEASE NOTE: Catering Companies, Christmas tree retail lots, Corn or Hay mazes, Disc-Jockeys for events with over 200 attendees, DJ Companies with more than 1 Employee, Live Bands with more than 1 individual, Food Trucks, Entertainment & Film Industry Vendors are not eligible under this program. However, you can apply to receive a quotation.