Vendor Insurance Program

A Liability Insurance Program Providing Protection from Lawsuits of Bodily Injury and/or Property Damage

For your convenience, F.L. Dean Florida & ArtFest Fort Myers offers pre-filled event data for selected events. Please select your event below, or "Other Event" if your event is not listed.

The F.L. Dean Florida vendor liability program for ArtFest Fort Myers accepted artists has been structured to meet the needs of artists of all business sizes. We have specifically tailored programs in place that offer the coverage you need to keep your business protected. Our programs are available for one-day special events, annual policies, and anything in between. While many vendors are accustomed to acquiring insurance on a solo basis, F.L. Dean Florida also offers the convenience of group policies. For events with multiple vendors, our group policies help save time and money while still offering the same world-class protection and customer service we are known for.
NOTE: ArtFest Fort Myers does not sponsor, nor endorse, any insurance providers. This information is provided as one of many possible insurance options available. When seeking an insurance provider, one should review all applicable terms and conditions.

Coverage Details

This program provides protection for the Policyholder against claims of bodily injury liability, property damage liability, personal and advertising injury liability and the litigation costs to defend against such claims. Coverage is provided up to $1,000,000 per occurrence. There is no deductible amount. Coverage is offered through the Sports and Recreation Providers Association Purchasing Group.

Coverage Includes Suits Arising Out Of

  • Injury or death of spectators
  • Injury or death of volunteers
  • Property damage liability
  • Products liability coverage (completed operations)
  • Incidental medical malpractice
  • All activities necessary to conduct activities
  • Ownership, use or maintenance of fields or practice areas
  • General negligence claims
  • Cost of investigation and defense of claims, even if groundless
  • Corporal punishment


The general liability coverage is provided by U.S. Fire Insurance Company, "A" (Excellent) rated by A.M. Best Company.


- Program Rate 5 consecutive days or less: $40.00 Premium + $5.00 Administrative Fee = $45.00 Total
- Program Rate 6-14 days: $75.00 Premium + $5.00 Administrative Fee = $80.00 Total
- Program Rate 15-30 days: $110.00 Premium + $5.00 Administrative Fee = $115.00 Total
- Program Rate 1-6 months: $210.00 Premium + $5.00 Administrative Fee = $215.00 Total
- Program Rate 6 months - Annual: $265.00 Premium + $5.00 Administrative Fee = $270.00 Total

Please note that a $5.00 Administrative Fee will be added to all orders. A 3% Credit Card Processing Fee will be added to all credit card orders. Credit Card Fee does not apply in FL.

The Optional Coverages

Equipment Coverage

This Inland Marine insurance product provides coverage for your equipment and contents up to the specified limit.

Hired and Non-Owned Automobile Liability Coverage

This liability coverage provides protection for rented, borrowed and other non-owned vehicles driven on vendor business.

Increased Aggregates

This option increases the aggregate limit of liability insurance from $1,000,000 to larger amounts.

This page has been designed to illustrate the highlights of this program but is not a contract. Some exclusions and coverages may be modified to meet individual state requirements. For specific details, please request a sample policy.